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Farmers Insurance 

A home is one of the most important investments you’ll make in your life. It is your place of refuge; your place of comfort; the place you build memories. Your home could be in your life forever; or you can pass it on to the next generation. Whether it’s your first home or your dream home, you just want to make sure that your loved ones are always safe and secure.

Farmers Insurance wants to help you protect your greatest investment, as well as the important people in it. With a Farmers Home Insurance policy, your home will be protected from flooding, cosmetic damage, bodily injury and much more. Farmers Home Insurance also comes with many awesome perks and some of the most affordable premiums in the industry. If you would like to know how much home insurance you qualify for, get an instant Farmers Home Insurance quote now! 



Every homeowners should have liability coverage to stay safe from a lawsuit, plus loss of use coverage, which pays for when you’re forced to move out while repairs are made due to a covered disaster. 

Farmers insurance knows that when it comes to your home, bare bones, “one-size fits all” coverage just won’t cut it. You need homeowners insurance you can count on, and coverage you can make your own.

Here are some Farmers Home Insurance Options: 

    • Comprehensive Property Coverage.

      This means Farmers Insurance covers most direct, sudden and accidental physical losses that aren’t specifically excluded in your policy.
    • Named Peril Coverage.

      This means Homeowners Insurance covers "perils" (fire, explosion, lightning, windstorm and hail damage) which are specifically named in your policy, subject to policy exclusions and conditions.
    • Liability Coverage.

      This provides coverage if you're found legally responsible for an accident that causes injury to someone who doesn't live in your home or causes property damage to another's property.
    • Actual Cash Value.

      If your home is destroyed by an insured loss, a Farmers Homeowners Insurance policy covers the cost to replace or repair your damaged property, with a deduction for depreciation, which reflects the age and condition of your home.
    • Replacement Cost.

      If you purchase a Farmers Homeowners Insurance policy with Replacement Cost and your home is destroyed by an insured loss, the settlement reflects the cost to replace the damaged items with new property of comparable material and quality, without any deduction for depreciation.
    • Extended Replacement Cost.

      You can receive up to an additional 25% of the insured amount, to replace your home! (not available in all states or programs).

Popular Optional Coverages:

    • Additional Living Expenses
    • Replacement Cost Coverage on Personal Property
    • Addition Coverage for jewelry, watches and furs
    • Business Property and Liability
    • High Liability Limits




Farmers Homeowners | Farmers Homeowner Liability Insurance | Farmers Homeowners Coverage